{"id":366233,"date":"2024-05-22T16:38:03","date_gmt":"2024-05-22T16:38:03","guid":{"rendered":"https:\/\/afrikmag.com\/var\/www\/vhosts\/afrikmag.compublic_html\/?p=366233"},"modified":"2024-05-22T16:38:03","modified_gmt":"2024-05-22T16:38:03","slug":"top-5-grandes-villes-africaines-ou-il-vaut-mieux-posseder-logement-payer","status":"publish","type":"post","link":"https:\/\/afrikmag.com\/var\/www\/vhosts\/afrikmag.compublic_html\/top-5-grandes-villes-africaines-ou-il-vaut-mieux-posseder-logement-payer\/","title":{"rendered":"Voici 5 grandes villes africaines o\u00f9 il vaut mieux poss\u00e9der un logement que payer"},"content":{"rendered":"
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Si la location dans les villes africaines pr\u00e9sente certains avantages \u00e0 court terme, les avantages de poss\u00e9der un logement sont importants. Poss\u00e9der une maison offre une s\u00e9curit\u00e9 financi\u00e8re, une protection contre l\u2019inflation et la possibilit\u00e9 d\u2019appr\u00e9cier ses actifs. Il permet \u00e9galement l’individualisation et la stabilit\u00e9 et favorise la r\u00e9sidence \u00e0 long terme et la participation communautaire.<\/strong><\/p>\n

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Au d\u00e9part, poss\u00e9der une maison semble plus avantageux que louer, mais en raison de certains facteurs tels que les taxes fonci\u00e8res et les co\u00fbts d\u2019entretien, la location est devenue l\u2019option s\u00fbre pour beaucoup, y compris pour certaines personnes fortun\u00e9es.<\/span><\/p>\n<\/div>\n

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Cependant, l\u2019accession \u00e0 la propri\u00e9t\u00e9 est consid\u00e9r\u00e9e comme l\u2019apog\u00e9e du succ\u00e8s dans de nombreuses r\u00e9gions africaines et, \u00e0 ce titre, beaucoup aspirent \u00e0 se qualifier de propri\u00e9taires.<\/span><\/p>\n<\/div>\n

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De plus, les co\u00fbts des loyers dans de nombreuses villes africaines sont li\u00e9s \u00e0 l\u2019inflation et peuvent augmenter consid\u00e9rablement au fil du temps. Les propri\u00e9taires, quant \u00e0 eux, b\u00e9n\u00e9ficient de pr\u00eats hypoth\u00e9caires \u00e0 taux fixe qui les prot\u00e8gent contre une \u00e9ventuelle inflation.<\/p>\n<\/div>\n

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Cette constance des d\u00e9penses de logement facilite une meilleure planification financi\u00e8re et pr\u00e9serve de la volatilit\u00e9 des march\u00e9s locatifs.<\/p>\n<\/div>\n

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L’achat d’une maison est un investissement qui doit \u00eatre r\u00e9alis\u00e9 sur la dur\u00e9e. En augmentant la valeur nette de leur propri\u00e9t\u00e9, les propri\u00e9taires \u00e9vitent de payer un loyer chaque mois.<\/p>\n<\/div>\n

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Ces capitaux propres peuvent augmenter avec le temps, offrant une s\u00e9curit\u00e9 et un tampon en termes d’argent. Les locataires, en revanche, n\u2019accumulent aucune valeur nette et leurs frais de logement n\u2019augmentent pas leur valeur nette.<\/p>\n<\/div>\n

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Heureusement, certaines villes d\u2019Afrique sont \u00e9conomiquement positionn\u00e9es pour que l\u2019accession \u00e0 la propri\u00e9t\u00e9 semble plus viable que la location. Cela dit, voici le top 5 des grandes villes africaines o\u00f9 il vaut mieux poss\u00e9der un logement que payer un loyer.<\/p>\n

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Cette liste est bas\u00e9e sur\u00a0le ratio prix\/loyer de Numbeo\u00a0, qui est\u00a0\u00ab le co\u00fbt moyen de possession divis\u00e9 par les revenus locatifs per\u00e7us (si vous achetez pour louer) ou le loyer estim\u00e9 qui serait pay\u00e9 si vous louez (si vous achetez pour r\u00e9sider). Des valeurs plus faibles sugg\u00e8rent qu\u2019il vaut mieux acheter plut\u00f4t que louer, et des valeurs plus \u00e9lev\u00e9es sugg\u00e8rent qu\u2019il vaut mieux louer plut\u00f4t qu\u2019acheter.<\/em><\/p>\n<\/div>\n

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Top 5 des grandes villes africaines o\u00f9 il vaut mieux poss\u00e9der un logement que payer un loyer<\/h3>\n
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Rang<\/span><\/th>\nVille<\/span><\/th>\nPays<\/span><\/th>\nRapport prix\/loyer<\/span><\/th>\n<\/tr>\n<\/thead>\n
1.<\/span><\/td>\nPort Elisabeth<\/span><\/td>\nAfrique du Sud<\/span><\/td>\n6.3<\/span><\/td>\n<\/tr>\n
2.<\/span><\/td>\nDurban<\/span><\/td>\nAfrique du Sud<\/span><\/td>\n9.2<\/span><\/td>\n<\/tr>\n
3.<\/span><\/td>\nDouala<\/span><\/td>\nCameroun<\/span><\/td>\n9.7<\/span><\/td>\n<\/tr>\n
4.<\/span><\/td>\nJohannesbourg<\/span><\/td>\nAfrique du Sud<\/span><\/td>\n10.2<\/span><\/td>\n<\/tr>\n
5.<\/span><\/td>\nNairobi<\/span><\/td>\nKenya<\/span><\/td>\n11.2<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n
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<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Si la location dans les villes africaines pr\u00e9sente certains avantages \u00e0 court terme, les avantages de poss\u00e9der un logement sont importants. Poss\u00e9der une maison offre une s\u00e9curit\u00e9 financi\u00e8re, une protection contre l\u2019inflation et la possibilit\u00e9 d\u2019appr\u00e9cier ses actifs. Il permet \u00e9galement l’individualisation et la stabilit\u00e9 et favorise la r\u00e9sidence \u00e0 long terme et la participation …<\/p>\n","protected":false},"author":45,"featured_media":366236,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[189118,47,7020],"tags":[11185,8468,199861],"class_list":["post-366233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-afrique","category-societe","tag-logement","tag-loyer","tag-villes-africaiones"],"yoast_head":"\nVoici 5 grandes villes africaines o\u00f9 il vaut mieux poss\u00e9der un logement que payer<\/title>\n<meta name=\"description\" content=\"Si la location dans les villes africaines pr\u00e9sente certains avantages \u00e0 court terme, les avantages de poss\u00e9der un logement sont importants.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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