{"id":174153,"date":"2019-10-12T16:58:19","date_gmt":"2019-10-12T16:58:19","guid":{"rendered":"https:\/\/afrikmag.com\/var\/www\/vhosts\/afrikmag.compublic_html\/?p=174153"},"modified":"2019-10-12T16:59:57","modified_gmt":"2019-10-12T16:59:57","slug":"technologie-5-innovations-africaines-qui-pourraient-revolutionner-le-monde-m-pesa-1-5","status":"publish","type":"post","link":"https:\/\/afrikmag.com\/var\/www\/vhosts\/afrikmag.compublic_html\/technologie-5-innovations-africaines-qui-pourraient-revolutionner-le-monde-m-pesa-1-5\/","title":{"rendered":"Technologie: 5 innovations africaines qui pourraient r\u00e9volutionner le monde: M-Pesa (1\/5)"},"content":{"rendered":"\n

L’aversion des africains \u00e0 l’entrepreneuriat gagne consid\u00e9rablement en proportion. Selon la Banque Africaine de D\u00e9veloppement (BAD), 72% des jeunes Africains sont attir\u00e9s par entrepreneuriat. Le num\u00e9rique est le domaine qui offre le plus de possibilit\u00e9s, et le continent s’en est servi pour mettre en place des innovations qui pourraient transformer le monde. Cinq (5) ont retenu notre attention. D\u00e9couvrez la premi\u00e8re: M-Pesa<\/p>\n\n\n\n

M-Pesa est peut-\u00eatre la solution qu’a trouv\u00e9e le Kenya pour remedier \u00e0 son faible taux de bancarisation, et la faible inclusion financi\u00e8re de ses populations. C’est en 2007 que ce service voit le jour, gr\u00e2ce \u00e0 l’op\u00e9rateur mobile Kenyan Safaricom. <\/p>\n\n\n\n

Objectif? Permettre aux emprunteurs de microfinance de contracter et rembourser facilement des pr\u00eats aupr\u00e8s du r\u00e9seau de revendeurs de cr\u00e9dits de l’op\u00e9rateur au Kenya, M-Pesa est devenu en 12 ans, un service financier incontournable dans le pays. <\/p>\n\n\n\n

D’un million d’utilisateurs en huit mois, il comptait en fin juin 2019, 26,9 millions de clients, soit pr\u00e8s de 83% de la population adulte poss\u00e9dant un compte \u00ab\u00a0Mobile money<\/em>\u00a0\u00bb. Les transactions via ce service repr\u00e9sentent 21% du PIB Kenyan, soit 16,4 milliards $ (environ 10 000 milliards de FCFA). Aujourd’hui, seulement 11% des Kenyans n’ont pas acc\u00e8s \u00e0 un produit financier de base. <\/p>\n\n\n\n

Le Kenya est le 3\u00e8 pays Africain qui favorise l’acc\u00e8s aux services financiers. C’est donc \u00e0 juste titre que M-Pesa figure parmi les 10 projets financiers les plus influents des 50 derni\u00e8res ann\u00e9es par le Project Management Institute (PMI).<\/p>\n\n\n\n

A suivre 2\/5<\/p>\n\n\n\n

Hartman N’CHO, <\/p>\n\n\n\n

Infos: agenceecofin<\/p>\n","protected":false},"excerpt":{"rendered":"

L’aversion des africains \u00e0 l’entrepreneuriat gagne consid\u00e9rablement en proportion. Selon la Banque Africaine de D\u00e9veloppement (BAD), 72% des jeunes Africains sont attir\u00e9s par entrepreneuriat. Le num\u00e9rique est le domaine qui offre le plus de possibilit\u00e9s, et le continent s’en est servi pour mettre en place des innovations qui pourraient transformer le monde. Cinq (5) ont …<\/p>\n","protected":false},"author":60,"featured_media":174154,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47,6100],"tags":[157513,157512,157511,323,156487,6102],"class_list":["post-174153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-afrique","category-technologie","tag-5-innovations","tag-bancarisation","tag-inclusion-financiere","tag-kenya","tag-m-pesa","tag-technologie"],"yoast_head":"\nTechnologie: 5 innovations africaines qui pourraient r\u00e9volutionner le monde: M-Pesa (1\/5)<\/title>\n<meta name=\"description\" content=\"C'est donc \u00e0 juste titre que M-Pesa figure parmi les 10 projets financiers les plus influents des 50 derni\u00e8res ann\u00e9es par le PMI.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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